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PLP-019 Private Lender Manifesto/Rant

The Private Lender Manifesto

(a.k.a. the Spring of 2018 Rant)

1 – Take Responsibility for every aspect of your finances

2 – Take Control of your cash flow, savings and investments

3 – Take Action and create your future now


Recommended reading:

(reading these books should be mandatory in every high school in the USA, if not the world)



I’ve decided to go ahead and announce the creation of the Private Lender Academy – an online educational platform to promote the teaching of the fundamentals of lending.   Now that I’ve let the cat our of the bag and announced to anyone who will listen, I hope this tactic will provide some needed motivation to add yet another project on my plate:   If I do not launch the Private Lender Academy to the public by September 1st, 2018, then let this stand as my witness:  please call me out on this website, in social media Facebook, Twitter, Instagram, LinkedIn.

I believe I have just burned the boats, so to speak. I have given myself just under 120 days to have the following educational tools available for FREE:

1 – Private Lender Risk Survey –  A short interrogation designed to gauge the risk tolerance of a fledgling lender.  Private Lending is NOT for everyone, and I believe it is best to put the effort into facilitating self-awareness before investing in anything.  Knowing who you are as an investor is crucial to creating any sustained success.  In order to create a product that is completely unbiased towards Private Lending, I will now be forced to Google every possible investing risk tolerance assessment, and hack (rip-off) from those found on many popular 401(k) sites!  ; )

2 – Private Lender Academy – Phase One:  Private Mortgage Lending – 

An online class that will teach the fundamentals of successful lending:  basic lending principles, conquering the fear to make the first loan, understanding and underwriting the loan, , how to beat the IRS by being a Private Lender, and much more.

It is my personal goal to eliminate the need for banks in real estate investing, and so the more people who become educated on alternative investments, the more we can change and adapt to insure prosperity for ourselves and for others who are seeking to command their investments and therefore their futures.

Buckle up Buckaroo, I look forward to this being a wild ride!  Now I REALLY have to get to work!


All the best,



“No sympathy for the devil; keep that in mind. Buy the ticket, take the ride…”

– Dr. Hunter S. Thompson



About the author, Keith Baker

My ultimate goal is to create an economy for Real Estate (and other) Investors where banks are no longer needed. An economy where every day people look to each other for leverage and support. During the day I am an insurance adjuster for the oil field, where I handle millions of dollars of other people's money (OPM), and by night I invest in Real Estate and host this podcast. I hope you have an excellent experience and find real value within this website and the Private Lender Podcast. Please leave comments or submit your questions on the Contact Page.

I wish you prosperous, safe and happy lending and investing!

Thanks for listening


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